Assemblies of God Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Fair (3.2) profitability.
Other Rating Factors:
A current level of 10.4 percent of nonperforming loans to core capital contributes to the Good asset quality (6.7). Good current capitalization (5.4 on a scale of 0 to 10) based on a net capital to total assets of 7.8 and a net worth ratio of 0.0.
Asset Mix:
Home mtgs (44%), consumer loans (6%), other (50%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1535 North Campbell Avenue
Springfield, MO 65803
Springfield, MO 65803
Phone Number
(417) 831-4398
NCUA Charter Number
Website
Largest Competitors
Springfield, MO
Springfield, MO
Springfield, MO
Springfield, MO
Springfield, MO