Neighbors Credit Union
Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a net capital to total assets of 11.4 and a net worth ratio of 12.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 10.4 percent of nonperforming loans to core capital combined with 9.0 percent from a year earlier contributes to the Good asset quality (6.5). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.0 has resulted in Fair (3.3) profitability.
Asset Mix:
Consumer loans (35%), home mtgs (17%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
6300 South Lindbergh Boulevard
Saint Louis, MO 63123
Saint Louis, MO 63123
Phone Number
(314) 892-5400
NCUA Charter Number
Website
Largest Competitors
Saint Louis, MO
Saint Louis, MO
Saint Louis, MO
Saint Louis, MO
Saint Louis, MO