SharePoint Credit Union
Major Rating Factors:
Good current capitalization (5.4 on a scale of 0 to 10) based on a net capital to total assets of 7.8 and a net worth ratio of 9.7.
Other Rating Factors:
A current level of 2.3 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Excellent asset quality (9.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Home mtgs (28%), consumer loans (16%), securities (2%), other (54%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5300 Hyland Greens Drive
Bloomington, MN 55437
Bloomington, MN 55437
Phone Number
(952) 930-0700
NCUA Charter Number
Website
Largest Competitors
Apple Valley, MN
Bloomington, MN
Bloomington, MN
Bloomington, MN
Bloomington, MN