Major Rating Factors:
Weak current capitalization (2.9 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 0.0.
Other Rating Factors:
Fair liquidity 3.2, driven by a liquidity ratio of 4.9 percent and a “hot money” ratio of 20.8 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10).
Asset Mix:
Consumer loans (31%), home mtgs (8%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
Four Cessna Boulevard
Wichita, KS 67215
Wichita, KS 67215
Phone Number
(316) 440-9690
NCUA Charter Number
Website
Largest Competitors
Wichita, KS
Wichita, KS
Wichita, KS
Wichita, KS
Wichita, KS