Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (2.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.1 and a net worth ratio of 15.1. A current level of 0.7 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (10.0).
Asset Mix:
Securities (64%), home mtgs (12%), consumer loans (10%), other (15%)
Corporate Info
12630 SE Division Street
Portland, OR 97236
Portland, OR 97236
(503) 760-5304
Largest Competitors
Portland, OR
Portland, OR
Portland, OR
Portland, OR
Portland, OR