Lovers Lane Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Very Weak (1.0) profitability. A current level of 15.8 percent of nonperforming loans to core capital combined with 15.8 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Weak liquidity 2.9, driven by a liquidity ratio of 19.0 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Consumer loans (76%), other (24%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1502 South Belt Highway
Saint Joseph, MO 64507
Saint Joseph, MO 64507
Phone Number
(816) 364-4000
NCUA Charter Number
Largest Competitors
Saint Joseph, MO
Saint Joseph, MO
Saint Joseph, MO
Saint Joseph, MO
Saint Joseph, MO