River Region Community Credit Union
Major Rating Factors:
A current level of 4.4 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Excellent asset quality (8.2). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Excellent (7.3) profitability.
Other Rating Factors:
Good current capitalization (6.2 on a scale of 0 to 10) based on a net capital to total assets of 8.6 and a net worth ratio of 8.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (37%), home mtgs (17%), securities (4%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3124 West Edgewood Drive
Jefferson City, MO 65109
Jefferson City, MO 65109
Phone Number
(573) 635-4185
NCUA Charter Number
Website
Largest Competitors
Jefferson City, MO
Jefferson City, MO
Jefferson City, MO
Jefferson City, MO
Jefferson City, MO