BrightStar Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.5 has resulted in Fair (4.0) profitability. A current level of 4.8 percent of nonperforming loans to core capital contributes to the Good asset quality (5.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10). Good current capitalization (6.0 on a scale of 0 to 10) based on a net capital to total assets of 8.4 and a net worth ratio of 8.9.
Asset Mix:
Comm loans (46%), consumer loans (16%), home mtgs (11%), other (27%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3400 N University Dr
Cooper City, FL 33024
Cooper City, FL 33024
Phone Number
(954) 486-2728
NCUA Charter Number
Website
Largest Competitors
Tampa, FL
Jacksonville, FL
Lakeland, FL
Melbourne, FL
Orlando, FL