Northwest Hills Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.4 has resulted in Excellent (10.0) profitability. A current level of 3.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Good current capitalization (6.8 on a scale of 0 to 10) based on a net capital to total assets of 9.2 and a net worth ratio of 0.0. Good liquidity 5.1, driven by a liquidity ratio of 21.8 percent and a “hot money” ratio of 11.3 percent.
Asset Mix:
Consumer loans (32%), securities (14%), home mtgs (5%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
339 North Elm Street
Torrington, CT 06790
Torrington, CT 06790
Phone Number
(860) 496-7326
NCUA Charter Number
Website
Largest Competitors
East Hartford, CT
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