Major Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 0.9 has resulted in Excellent (7.2) profitability. Good current capitalization (7.0 on a scale of 0 to 10) based on a net capital to total assets of 9.4 and a net worth ratio of 9.6.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10). A current level of 11.2 percent of nonperforming loans to core capital combined with 9.2 percent from a year earlier contributes to the Good asset quality (5.1).
Asset Mix:
Consumer loans (49%), home mtgs (28%), other (23%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5656 South Packard Avenue
Cudahy, WI 53110
Cudahy, WI 53110
Phone Number
(414) 486-4500
NCUA Charter Number
Website
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