Major Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 0.8 has resulted in Excellent (8.2) profitability. Excellent current capitalization (7.5 on a scale of 0 to 10) based on a net capital to total assets of 9.8 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10). A current level of 15.0 percent of nonperforming loans to core capital combined with 12.9 percent from a year earlier contributes to the Fair asset quality (4.7).
Asset Mix:
Consumer loans (48%), home mtgs (33%), other (19%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5656 South Packard Avenue
Cudahy, WI 53110
Cudahy, WI 53110
Phone Number
(414) 486-4500
NCUA Charter Number
Website
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