Major Rating Factors:
A current level of 30.4 percent of nonperforming loans to core capital combined with 30.4 percent from a year earlier contributes to the Weak asset quality (1.6).
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 38.0 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Asset Mix:
Consumer loans (65%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
318 Wisconsin Drive
Jefferson, WI 53549
Jefferson, WI 53549
Phone Number
(920) 674-2325
NCUA Charter Number
Largest Competitors
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