PWC Employees Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.2 and a net worth ratio of 14.0. A current level of 3.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.1).
Other Rating Factors:
Good liquidity 6.8, driven by a liquidity ratio of 52.8 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.7 has resulted in Good (6.5) profitability.
Asset Mix:
Consumer loans (27%), home mtgs (1%), other (71%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
12715 Ridgefield Village Drive
Woodbridge, VA 22193
Woodbridge, VA 22193
Phone Number
(703) 680-1143
NCUA Charter Number
Website
Largest Competitors
Vienna, VA
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Richmond, VA
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Fairfax, VA