Beckstrand and Associates Employees Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (2.6) profitability.
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 74.4 percent and a “hot money” ratio of 101.0 percent. Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 30.7 and a net worth ratio of 30.7.
Asset Mix:
Other (100%)
Largest Competitors
Salt Lake City, UT
Salt Lake City, UT
Salt Lake City, UT
Salt Lake City, UT
Salt Lake City, UT