Affinity Plus Federal Credit Union
Major Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Excellent asset quality (7.9). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.7 has resulted in Excellent (7.2) profitability.
Other Rating Factors:
Good current capitalization (5.9 on a scale of 0 to 10) based on a net capital to total assets of 8.3 and a net worth ratio of 8.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (32%), consumer loans (32%), securities (1%), other (35%)
Corporate Info
175 West Lafayette Frontage Road
Saint Paul, MN 55107
Saint Paul, MN 55107
(651) 312-9252
Largest Competitors
Saint Paul, MN
Saint Paul, MN
Saint Paul, MN
Saint Paul, MN
Saint Paul, MN