Northwoods Community Credit Union
Major Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) based on a net capital to total assets of 10.7 and a net worth ratio of 10.7. A current level of 4.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.6).
Other Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Good (5.6) profitability. Good liquidity 5.3, driven by a liquidity ratio of 30.3 percent and a “hot money” ratio of 4.8 percent.
Asset Mix:
Consumer loans (34%), home mtgs (15%), securities (1%), other (51%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1224 South Fourth Avenue
Park Falls, WI 54552
Park Falls, WI 54552
Phone Number
(715) 762-3208
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Brookfield, WI
Neenah, WI
Madison, WI
Eau Claire, WI