Insight Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.9 percent of nonperforming loans to core capital contributes to the Good asset quality (6.8). Fair liquidity 3.5, driven by a liquidity ratio of 9.4 percent and a “hot money” ratio of 9.1 percent.
Asset Mix:
Consumer loans (20%), home mtgs (9%), other (72%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
270 Winding Hollow Boulevard
Winter Springs, FL 32708
Winter Springs, FL 32708
Phone Number
(407) 659-2811
NCUA Charter Number
Largest Competitors
Tampa, FL
Jacksonville, FL
Melbourne, FL
Lakeland, FL
Orlando, FL