Insight Credit Union
Major Rating Factors:
Very Weak current capitalization (0.4 on a scale of 0 to 10) based on a net capital to total assets of 3.7 and a net worth ratio of 9.8.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10). Fair liquidity 4.0, driven by a liquidity ratio of 11.7 percent and a “hot money” ratio of 7.5 percent.
Asset Mix:
Consumer loans (16%), home mtgs (9%), other (75%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
270 Winding Hollow Boulevard
Winter Springs, FL 32708
Winter Springs, FL 32708
Phone Number
(407) 659-2811
NCUA Charter Number
Website
Largest Competitors
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