Frontier Credit Union
Major Rating Factors:
Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 8.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.1). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.4 has resulted in Good (5.4) profitability.
Asset Mix:
Consumer loans (35%), home mtgs (15%), comm loans (11%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
865 South Woodruff Avenue
Idaho Falls, ID 83401
Idaho Falls, ID 83401
Phone Number
(208) 523-9068
NCUA Charter Number
Website
Largest Competitors
Chubbuck, ID
Lewiston, ID
Idaho Falls, ID
Meridian, ID
Idaho Falls, ID