Frontier Credit Union
Major Rating Factors:
Fair current capitalization (4.8 on a scale of 0 to 10) based on a net capital to total assets of 7.2 and a net worth ratio of 9.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Other Rating Factors:
A current level of 10.5 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Good asset quality (6.4). Weak liquidity 2.7, driven by a liquidity ratio of 9.4 percent and a “hot money” ratio of 13.2 percent.
Asset Mix:
Consumer loans (36%), home mtgs (11%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
865 South Woodruff Avenue
Idaho Falls, ID 83401
Idaho Falls, ID 83401
Phone Number
(208) 523-9068
NCUA Charter Number
Largest Competitors
Chubbuck, ID
Lewiston, ID
Meridian, ID
Idaho Falls, ID
Idaho Falls, ID