C
Trust Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: A current level of 17.0 percent of nonperforming loans to core capital combined with 9.4 percent from a year earlier contributes to the Good asset quality (5.0). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.6 has resulted in Good (5.2) profitability.
Other Rating Factors: Good current capitalization (6.9 on a scale of 0 to 10) based on a net capital to total assets of 9.4 and a net worth ratio of 12.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Asset Mix: Home mtgs (29%), consumer loans (27%), securities (4%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
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5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Address
555 Walnut Street
Chattanooga, TN 37402
Phone Number
(423) 870-7610
NCUA Charter Number
Weiss Ratings