Major Rating Factors:
A current level of 14.2 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.3).
Other Rating Factors:
Fair liquidity 4.9, driven by a liquidity ratio of 50.0 percent and a “hot money” ratio of 39.1 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (49%), other (51%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1100 West 15th Avenue
Amarillo, TX 79102
Amarillo, TX 79102
Phone Number
(806) 371-7792
NCUA Charter Number
Website
Largest Competitors
Amarillo, TX
Amarillo, TX
Amarillo, TX
Amarillo, TX
Amarillo, TX