B
Worcester Fire Department Credit Union
Rating Date
July 2025
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.2 and a net worth ratio of 0.0. A current level of 1.6 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (10.0).
Other Rating Factors: Good liquidity 6.5, driven by a liquidity ratio of 34.9 percent and a “hot money” ratio of 7.2 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Asset Mix: Securities (17%), consumer loans (14%), home mtgs (4%), other (64%)
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Corporate Info
Address
34 Glennie Street
Worcester, MA 01605
Phone Number
(508) 752-1122
NCUA Charter Number