We Florida Financial
Major Rating Factors:
Fair current capitalization (5.0 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.0 percent of nonperforming loans to core capital contributes to the Good asset quality (6.8). Fair liquidity 3.8, driven by a liquidity ratio of 19.1 percent and a “hot money” ratio of 19.8 percent.
Asset Mix:
Consumer loans (17%), comm loans (13%), home mtgs (9%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
9560 Pines Blvd.
Pembroke Pines, FL 33024
Pembroke Pines, FL 33024
Phone Number
(954) 515-1512
NCUA Charter Number
Website
Largest Competitors
Tampa, FL
Jacksonville, FL
Lakeland, FL
Melbourne, FL
Pembroke Pines, FL