City Credit Union
Major Rating Factors:
Excellent current capitalization (9.5 on a scale of 0 to 10) based on a net capital to total assets of 11.2 and a net worth ratio of 11.2. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.2 has resulted in Excellent (7.4) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10). A current level of 6.7 percent of nonperforming loans to core capital combined with 5.8 percent from a year earlier contributes to the Good asset quality (5.4).
Asset Mix:
Consumer loans (51%), home mtgs (1%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2550 South State
Independence, MO 64057
Independence, MO 64057
Phone Number
(816) 252-2415
NCUA Charter Number
Website
Largest Competitors
Chesterfield, MO
Saint Louis, MO
Independence, MO
Independence, MO
Independence, MO