CAPE Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (3.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 19.8 percent of nonperforming loans to core capital contributes to the Fair asset quality (3.5). Good current capitalization (5.7 on a scale of 0 to 10) based on a net capital to total assets of 8.1 and a net worth ratio of 8.1.
Asset Mix:
Consumer loans (18%), home mtgs (13%), other (69%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
323 East Pike Street
Clarksburg, WV 26301
Clarksburg, WV 26301
Phone Number
(304) 623-4794
NCUA Charter Number
Website
Largest Competitors
New Martinsville, WV
Fairmont, WV
Clarksburg, WV
Clarksburg, WV