Major Rating Factors:
A current level of 0.5 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (10.0). Excellent current capitalization (8.4 on a scale of 0 to 10) based on a net capital to total assets of 10.5 and a net worth ratio of 12.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10). Good liquidity 6.1, driven by a liquidity ratio of 35.9 percent and a “hot money” ratio of 8.5 percent.
Asset Mix:
Home mtgs (23%), consumer loans (15%), other (62%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1900 South Jones Boulevard
Las Vegas, NV 89146
Las Vegas, NV 89146
Phone Number
(702) 871-4746
NCUA Charter Number
Website
Largest Competitors
Carson City, NV
Las Vegas, NV
Las Vegas, NV
Las Vegas, NV
Las Vegas, NV