Reliance Federal Credit Union
Major Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) based on a net capital to total assets of 10.7 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Excellent (8.3) profitability.
Other Rating Factors:
A current level of 5.4 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.0). Good liquidity 5.5, driven by a liquidity ratio of 28.3 percent and a “hot money” ratio of 1.8 percent.
Asset Mix:
Consumer loans (18%), home mtgs (1%), other (80%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
20102 Valley Forge Circle
King Of Prussia, PA 19406
King Of Prussia, PA 19406
Phone Number
(610) 783-5229
NCUA Charter Number
Website
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