PostCity Financial Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.2 and a net worth ratio of 0.0. A current level of 2.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.5).
Other Rating Factors:
Good liquidity 5.6, driven by a liquidity ratio of 20.0 percent and a “hot money” ratio of 6.9 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Consumer loans (20%), home mtgs (13%), other (67%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3738 Bayer Avenue
Long Beach, CA 90808
Long Beach, CA 90808
Phone Number
(562) 498-6057
NCUA Charter Number
Website
Largest Competitors
Tustin, CA
Long Beach, CA
Long Beach, CA
Long Beach, CA
Long Beach, CA