Major Rating Factors:
A current level of 4.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.1 on a scale of 0 to 10) based on a net capital to total assets of 9.5 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.7 has resulted in Good (6.3) profitability.
Asset Mix:
Consumer loans (49%), home mtgs (14%), securities (1%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3626 SW Wanamaker Road
Topeka, KS 66614
Topeka, KS 66614
Phone Number
(785) 228-0149
NCUA Charter Number
Website
Largest Competitors
Topeka, KS
Topeka, KS
Topeka, KS
Topeka, KS
Topeka, KS