B
Buckeye State Credit Union, Inc.
AkronOH
Rating Date
May 2024
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Major Rating Factors: Excellent current capitalization (7.4 on a scale of 0 to 10) based on a net capital to total assets of 9.7 and a net worth ratio of 11.3. A current level of 8.0 percent of nonperforming loans to core capital combined with 10.3 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 0.7 has resulted in Fair (4.8) profitability.
Asset Mix: Consumer loans (33%), home mtgs (25%), other (42%)
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Corporate Info
Address
197 East Thornton Street
Akron, OH 44311
Phone Number
(330) 253-9106
NCUA Charter Number