C
Star USA Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10).
Other Rating Factors: A current level of 17.9 percent of nonperforming loans to core capital combined with 11.4 percent from a year earlier contributes to the Good asset quality (5.8). Good current capitalization (5.6 on a scale of 0 to 10) based on a net capital to total assets of 8.0 and a net worth ratio of 9.0.
Asset Mix: Consumer loans (25%), home mtgs (22%), other (53%)
Asset Quality
Non-Performing Loans to Capital
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Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Address
One Cantley Drive
Charleston, WV 25314
Phone Number
(304) 357-2319
NCUA Charter Number
911
Weiss Ratings