URE Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.2 has resulted in Weak (1.7) profitability. A current level of 15.1 percent of nonperforming loans to core capital combined with 15.1 percent from a year earlier contributes to the Fair asset quality (4.4).
Other Rating Factors:
Weak liquidity 2.7, driven by a liquidity ratio of 30.0 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (53%), securities (36%), home mtgs (1%), other (9%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
201 Beech Street
East Pittsburgh, PA 15112
East Pittsburgh, PA 15112
Phone Number
(412) 824-1166
NCUA Charter Number
Website
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