Nassau Financial Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (0.4 on a scale of 0 to 10) based on a net capital to total assets of 3.7 and a net worth ratio of 6.1.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.8 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 17.4 percent and a “hot money” ratio of 13.4 percent.
Asset Mix:
Home mtgs (26%), comm loans (11%), consumer loans (11%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2575 Hempstead Turnpike
East Meadow, NY 11554
East Meadow, NY 11554
Phone Number
(516) 742-4900
NCUA Charter Number
Website
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