Collins Community Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Weak (2.3) profitability. Weak current capitalization (2.9 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 7.5.
Other Rating Factors:
Weak liquidity 2.2, driven by a liquidity ratio of 11.2 percent and a “hot money” ratio of 18.4 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (32%), consumer loans (7%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1005 Blairs Ferry Road NE
Cedar Rapids, IA 52402
Cedar Rapids, IA 52402
Phone Number
(319) 393-9000
NCUA Charter Number
Website
Largest Competitors
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
