Collins Community Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.7 on a scale of 0 to 10). A current level of 30.4 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.7).
Other Rating Factors:
Weak liquidity 2.5, driven by a liquidity ratio of 9.2 percent and a “hot money” ratio of 15.6 percent. Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.1 has resulted in Weak (2.7) profitability.
Asset Mix:
Comm loans (42%), home mtgs (29%), consumer loans (11%), other (18%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1005 Blairs Ferry Road NE
Cedar Rapids, IA 52402
Cedar Rapids, IA 52402
Phone Number
(319) 393-9000
NCUA Charter Number
Website
Largest Competitors
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA