Collins Community Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.1 has resulted in Weak (1.5) profitability. A current level of 30.2 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.8).
Other Rating Factors:
Weak liquidity 2.6, driven by a liquidity ratio of 9.5 percent and a “hot money” ratio of 14.0 percent. Fair current capitalization (3.6 on a scale of 0 to 10) based on a net capital to total assets of 5.8 and a net worth ratio of 7.8.
Asset Mix:
Comm loans (38%), home mtgs (30%), consumer loans (12%), other (20%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1005 Blairs Ferry Road NE
Cedar Rapids, IA 52402
Cedar Rapids, IA 52402
Phone Number
(319) 393-9000
NCUA Charter Number
Website
Largest Competitors
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA
Cedar Rapids, IA