McKeesport Congregational Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Fair (4.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.0). Excellent liquidity 7.9, driven by a liquidity ratio of 72.8 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (25%), other (75%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1313 Wilson Street
McKeesport, PA 15132
McKeesport, PA 15132
Phone Number
(412) 672-1462
NCUA Charter Number
Largest Competitors
Philadelphia, PA
Harrisburg, PA
McKeesport, PA
McKeesport, PA
McKeesport, PA