E
Growing Oaks Federal Credit Union
GoldsbyOK
Rating Date
May 2024
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Major Rating Factors: A current level of 21.6 percent of nonperforming loans to core capital combined with 21.6 percent from a year earlier contributes to the Fair asset quality (3.3).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Fair liquidity 4.6, driven by a liquidity ratio of 36.0 percent and a “hot money” ratio of 7.9 percent.
Asset Mix: Consumer loans (35%), home mtgs (18%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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1-Year Asset Growth
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Hot Money
Corporate Info
Address
299 Industrial Boulevard
Goldsby, OK 73093
Phone Number
(405) 652-0480
NCUA Charter Number
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