Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2).
Other Rating Factors:
Good liquidity 6.1, driven by a liquidity ratio of 98.6 percent and a “hot money” ratio of 0.0 percent. A current level of 1.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.9).
Asset Mix:
Consumer loans (31%), comm loans (6%), other (63%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
420 Lexington Avenue
New York, NY 10170
New York, NY 10170
Phone Number
(646) 422-7275
NCUA Charter Number
Website
Largest Competitors
New York, NY
New York, NY
New York, NY
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New York, NY