GAF Linden Employees Federal Credit Union
Major Rating Factors:
A current level of 9.9 percent of nonperforming loans to core capital contributes to the Good asset quality (6.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 17.8 and a net worth ratio of 17.8. Good liquidity 7.0, driven by a liquidity ratio of 23.1 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (21%), home mtgs (3%), other (75%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
One Campus Drive
Parsippany, NJ 07054
Parsippany, NJ 07054
Phone Number
(973) 628-3852
NCUA Charter Number
Website
Largest Competitors
Basking Ridge, NJ
Rahway, NJ
Branchburg, NJ
Parsippany, NJ
Parsippany, NJ