B
Coastal Federal Credit Union
RaleighNC
Rating Date
July 2025
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Major Rating Factors: A current level of 5.8 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.7). Excellent current capitalization (7.0 on a scale of 0 to 10) based on a net capital to total assets of 9.5 and a net worth ratio of 0.0.
Other Rating Factors: Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Good (6.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix: Consumer loans (37%), home mtgs (23%), other (41%)
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Corporate Info
Address
1000 Saint Albans Drive
Raleigh, NC 27609
Phone Number
(919) 420-8000
NCUA Charter Number