Major Rating Factors: Excellent overall profitability index (7.0 on a scale of 0 to 10). Strong capitalization index (9.6) based on excellent current risk-adjusted capital (severe loss scenario). Excellent overall results on stability tests (8.2).
Other Rating Factors: Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Managed care (72.2%), Medicare (26.1%), Medicaid (3.6%), indemnity (1.2%)
Licensed in: CA
Principal Enrollment Breakdown: --