D
UHC California
Cypress,  CA
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
0.47
Risk Adjusted
Capital Ratio #2
0.30
Total
Assets
35.58M
Capital
278.76M
Health
Premiums
7.96B
Net
Income
57.55M
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Major Rating Factors: Weak capitalization index (2.6 on a scale of 0 to 10) based on weak current risk-adjusted capital (moderate loss scenario). Fair overall results on stability tests (3.6). Fair liquidity (3.6) as cash resources may not be adequate to cover a spike in claims.
Other Rating Factors: Good overall profitability index (6.6) despite a decline in earnings during 2023.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
91.70%
Medical Expense
Per Member Per Month ($)
786
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
--
Enrollment
770,594
Total Patient Encounters
Physician
--
Non-Physician
0
Corporate Info
Group Affiliation
None
Investment Rating
UNH
Company Address
5701 Katella Avenue
Cypress, CA 90630
Phone Number
(800) 624-8822
NAIC Number
--
Website
http://www.uhcprovider.com
Largest Affiliates
No affiliate information available.