Major Rating Factors:
Good quality investment portfolio (6.8 on a scale of 0 to 10) containing junk bond exposure equal to 78.0% of capital. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (7.2) with operating gains in each of the last five years.
Other Rating Factors:
Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years. Excellent overall results on stability tests (8.2) based on consistent premium and capital growth in the last five years. Rating is influenced by the acceptable financial results of Aware Integrated Inc.
Principal Lines of Business:
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Licensed in:
MN
Principal Enrollment Breakdown:
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