Major Rating Factors:
Excellent overall capitalization (10.0 on a scale of 0 to 10) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (8.0) containing small junk bond exposure. Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Other Rating Factors:
Good overall profitability index (6.3) despite 28.1 million in losses in the current year. Good overall results on stability tests (6.3).
Principal Lines of Business:
--
Licensed in:
OR, WA
Principal Enrollment Breakdown:
--