C
Upper Peninsula Hlth Plan LLC
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent profitability (8.1 on a scale of 0 to 10) despite a decline in earnings during 2023. Excellent capitalization index (9.3) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.2) containing small junk bond exposure.
Other Rating Factors: Excellent overall results on stability tests (7.0). Rating is significantly influenced by the weak financial results of DSB Holdings II LP. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
449
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
DSB Holdings II LP
Investment Rating
--
Company Address
853 West Washington Street
Marquette, MI 49855
Phone Number
(906) 225-7500
NAIC Number
52615
Largest Affiliates
No affiliate information available.