Major Rating Factors:
Weak profitability index (1.5 on a scale of 0 to 10) with operating losses during 2021 and 2023. Weak liquidity (0.8) as a spike in claims may stretch capacity. Fair overall results on stability tests (4.4) based on inconsistent enrollment growth in the past five years due to declines in 2020 and 2022, inordinate decline in capital during 2023.
Other Rating Factors:
Good quality investment portfolio (6.6) containing small junk bond exposure. Excellent overall capitalization (9.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
GA, TN
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Health One Alliance LLC
Investment Rating
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Company Address
201 West Waugh Street
Dalton, GA 30720
Dalton, GA 30720
Phone Number
(706) 883-4424
NAIC Number
11256
Website
Largest Affiliates