Major Rating Factors: Fair overall results on stability tests (4.9 on a scale of 0 to 10) based on a significant 31% decrease in enrollment during the period. Excellent profitability (7.2). Strong capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (9.8). Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: Comp med (100.0%)
Licensed in: GA
Principal Enrollment Breakdown: PPO (100.0%)