HMO Partners Inc
Major Rating Factors:
Excellent capitalization index (9.0 on a scale of 0 to 10) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (9.1) containing small junk bond exposure. Good overall results on stability tests (5.6) despite excessive capital growth during 2022. Rating is significantly influenced by the excellent financial results of HMO Partners Inc.
Other Rating Factors:
Weak profitability index (2.0) with operating losses during 2019 and 2021. Average return on equity over the last five years has been poor at -1.2%. Weak liquidity (2.7) as a spike in claims may stretch capacity.
Principal Lines of Business:
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Licensed in:
AR
Principal Enrollment Breakdown:
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