Major Rating Factors: Strong capitalization index (9.4 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (8.6). Good overall results on stability tests (5.7).
Other Rating Factors: Weak profitability index (2.7). Weak liquidity (2.9) as a spike in claims may stretch capacity.
Principal Lines of Business: Comp med (88.6%), Medicare (11.4%)
Licensed in: AR
Principal Enrollment Breakdown: POS (87.7%), HMO (12.3%)