A
HMO Partners Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent overall capitalization (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (9.1) containing small junk bond exposure. Fair overall results on stability tests (4.2) based on a significant -38% decrease in enrollment during the period, a steep decline in premium revenue in 2023 and inordinate decline in capital during 2023. Rating is significantly influenced by the excellent financial results of HMO Partners Inc.
Other Rating Factors: Weak profitability index (2.8) with operating losses during 2019 and 2021. Return on equity has been low, averaging 0.6% over the last five years. Weak liquidity (2.2) as a spike in claims may stretch capacity.
Principal Lines of Business: --
Licensed in: AR
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
56
Provider Compensation ($000)
Capitation Pay
353
Fee For Service
0
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
HMO Partners Inc
Investment Rating
--
Company Address
601 South Gaines
Little Rock, AR 72201
Phone Number
(501) 378-2000
NAIC Number
95442
Largest Affiliates
A
Little Rock, AR - Health
U
Little Rock, AR - Health
U
Little Rock, AR - Health