CHA HMO Inc
Major Rating Factors:
Good liquidity (6.7 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (9.2) with operating gains in each of the last five years. Excellent overall capitalization (7.7) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent quality investment portfolio (7.6) containing small junk bond exposure. Excellent overall results on stability tests (7.2) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Rating is significantly influenced by the excellent financial results of Humana Inc.
Principal Lines of Business:
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Licensed in:
AZ, CO, HI, IA, IL, IN, KS, KY, MO, NE, NM, SD, TX
Principal Enrollment Breakdown:
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