Major Rating Factors:
Weak overall results on stability tests (0.0 on a scale of 0 to 10) in spite of healthy premium and capital growth during 2021. Excellent profitability (8.1) despite a decline in earnings during 2021. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
CO
Principal Enrollment Breakdown:
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