C
UCare Community Health Plan
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.7 on a scale of 0 to 10) with modest operating losses during 2018, 2021 and 2022. Weak overall results on stability tests (1.8) based on a decline in the number of member physicians during 2022, an overall decline in enrollment over the past five years despite growth in 2019 and 2022 and poor risk diversification due to the company's size. Rating is significantly influenced by the acceptable financial results of UCare Minnesota. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent overall capitalization (8.7) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (7.1) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: (No states)
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
--
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
-30
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
0
Total Patient Encounters
Physician
0
Non-Physician
0
Corporate Info
Group Affiliation
UCare Minnesota
Investment Rating
--
Company Address
500 Stinson Blvd NE
Minneapolis, MN 55413
Phone Number
(612) 676-6500
NAIC Number
95724
Largest Affiliates
B
Minneapolis, MN - Health
B
Minneapolis, MN - Health
U
Minneapolis, MN - Health