Major Rating Factors: Excellent profitability (8.6 on a scale of 0 to 10). Strong capitalization index (9.3) based on excellent current risk-adjusted capital (severe loss scenario). Excellent overall results on stability tests (8.0) based on healthy premium and capital growth during 2021.
Other Rating Factors: Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business: Medicaid (91.6%), Medicare (8.4%)
Licensed in: CA
Principal Enrollment Breakdown: --