B
Aetna Health of Michigan Inc
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Fair overall results on stability tests (4.7 on a scale of 0 to 10) based on excessive capital growth during 2022, an excessive 166% enrollment growth during the period. Rating is significantly influenced by the acceptable financial results of CVS Health Corporation. Excellent capitalization index (7.5) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (8.5) containing small junk bond exposure.
Other Rating Factors: Excellent liquidity (7.1) with ample operational cash flow and liquid investments. Weak profitability index (1.8) with operating losses during 2021. Return on equity has been low, averaging 2.5% over the last five years.
Principal Lines of Business: --
Licensed in: IL, IN, MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
CVS Health Corporation
Investment Rating
CVS
Company Address
28588 Northwestern Highway
Southfield, MI 48034
Phone Number
(248) 357-7766
NAIC Number
95756
Largest Affiliates
C
Franklin, TN - Health
B
Blue Bell, PA - Health
B
Downers Grove, IL - Health
B
Plantation, FL - Health
B
Linthicum, MD - Health