Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 31.7 million in losses in the last five years. Fair capitalization index (3.8) based on fair current risk-adjusted capital (severe loss scenario). Good overall results on stability tests (5.5) based on consistent premium and capital growth in the last five years.
Other Rating Factors:
Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (8.2) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business:
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Licensed in:
PR
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
P.O. Box 44
Aibonito, PR 00705
Aibonito, PR 00705
Phone Number
(787) 735-4520
NAIC Number
95730
Website
Largest Affiliates
No affiliate information available.